Church Extension Fund

The mission of the Church Extension Fund (CEF) is to support congregations in their task of the Great Commission.


The Church Extension Fund provides Central District congregational members the opportunity to help build churches, parsonages, schools, and other facilities.

How does it work?

A CEF loan (from an individual or a congregation) earns a fair rate of return. It is not a gift or donation to the church. Your money loaned to CEF, along with loans from many other individuals and churches, are pooled together to form the Church Extension Fund. Loans from the Fund assist congregations to build or remodel churches, schools, childcare centers, seminaries, colleges, and other centers where the gospel of Jesus Christ can be taught and preached. CEF is usually able to offer loans at interest rates below those of lending institutions.


Lutheran Church-Canada, Central District Church Extension Fund was incorporated in July, 2004. This new fund replaced the Church Extension Fund operated by the Lutheran Church-Canada, Central District since 1949 through its previous affiliation with the Lutheran Church-Missouri Synod.

The Church Extension Fund, predecessor of the Current (new) fund, had an accomplished history of assisting congregations and the District in their mission to spread the Gospel. The original purpose of the Church Extension Fund was to finance the acquisition of sites and the building of facilities which expand programs of ministry, witness, outreach, and service of Lutheran Church-Canada, Central District.

Investment in CEF

The Church Extension Fund offers 1,2,3,4, and 5 year Promissory Notes with a minimum amount of $100.

A Promissory Note provides you with the option of receiving interest annually on the anniversary date or having it compound to the principal. Promissory Notes provide a fixed rate of interest for the term of the investment. You may choose a zero rate of interest.

Investments are made by completing a signed Promissory Note Application form. The form is included in the Offering Circular which provides details on the program offered by Church Extension Fund.

The Promissory Notes are not insured by the Canada Deposit Insurance Corporation or any other entity.


Loans will be made to both subsidized and non-subsidized congregations and other organized corporations within the Lutheran Church-Canada, Central District for the following purposes:

  • Land acquisition
  • New construction of church facilities
  • Renovation and/or repair of existing church facilities
  • Purchase of equipment and furnishings

The above include parsonages, schools, camps, and day care centers.


Information on the Church Extension Fund can be obtained from your congregation’s representative for Church Extension or by contacting:

Lutheran Church-Canada, Central District Church Extension Fund
3074 Portage Avenue

Winnipeg, MB R3K 0Y2

1-800-ONE-LORD (1-800-663-5673)
204-832-7242 (Winnipeg Local)
Fax: 204-897-4319

Lutheran Church-Canada, Central District Church Extension Fund is a non-profit charitable religious organization.

This does not constitute an offer to sell or a request to buy. The offer is made solely by the Offering Circular from Lutheran Church-Canada, Central District Church Extension Fund.